Flooring Contractor Loans

Get access to revolving funds when you need it most

Ezra Cabrera

August 1, 2021

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Financing for Flooring Companies

Financing for Flooring Companies

Flooring contractor loans are a specialized form of financing that requires expertise in the flooring business. At SMB Compass we understand that challenges that flooring contractors face and craft flexible financing solutions for flooring companies. Flooring contractors are almost always a subcontractor on a new construction project. Contracts are typically structured as paid when paid or billed in arrears for time and materials. In either case, flooring companies are waiting an extended period of time to get paid for completed work.

Flooring companies still have to pay for materials and labor while waiting to get paid from general contractors. By using flooring contractor loan programs, you can bridge the cashflow gap and accelerate invoice payments. There are many loan programs for flooring contractors so it’s important to pick the right program for your business. Below are some of the ways to use a flooring contractor loan.

Purchase materials

Buy equipment

Refinance debt

Hire new employeest

Mobilization funding

Advertising and marketing

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Flooring Contractor Loan Options

flooring-loan options

How to use a Flooring Contractor Loan

Flooring contractor loans can be set up as term loans or revolving lines of credit. The collateral that your business has will have an impact on the type of flooring contract loan program that you can qualify for. For asset-based loans and collateralized financing it’s important to have equipment, receivables, and inventory available for collateral. If you are looking for an unsecured flooring contractor loan program, then a term loan or unsecured line of credit is an option. In addition to collateral, it’s important to make sure that you are using the right loan program for the purchase. Revolving lines of credit for flooring contractors should be used for working capital and term loans should be used for one-time purchases. At SMB Compass we will guide you through the application process and make sure that you choose the right flooring contractor loan for your business.

Learn About Your Financing Options

Call Us: 888-853-8922
info@smbcompass.com